I haven’t been here in a long time and it feels weird and exciting to be doing this again. I took a huge step back, didn’t I? I missed this space and the people, but I was able to do a lot of thinking and reflecting and evaluating during that short break, so I’d have to say it was very much worth it. I’m writing with excitement now, knowing that I truly want to do it, and not because I feel like I have to do it. Yeah, it did get to that point.
OCTOBER SAVINGS RATE
I still can’t believe it’s already November! In two months, it’s 2017. How crazy is that? Has it really been almost a year since we went to Tasmania? Wow. I only have two months to make the best out of 2016. I still have two months to make my 2016 better. Anyway, on to last month’s savings rate — last month, I was able to save 55% of my net pay. It may seem a lot but really, it isn’t. I had a higher savings rate, because: 1) I had a 3-paycheck month, and 2) I received my tax refund. To be honest, October is my second most expensive month (next to January, before I started tracking my savings rate). If it wasn’t for that 3rd paycheck, I would have only saved 30% of my net pay. It was that expensive.