July is my happiest month of the year, nothing can spoil it for me. So, migraine, wisdom tooth and house hunting issues aside, I still think July treated me well.
(A quick note for new readers: I’m trying to save 50% of my monthly net pay this year, and hopefully for many more years after, and I started this goal in February. Unlike other bloggers, I’m not putting away all of my savings for retirement but I’m allocating them between investing and planned spending. I wrote about this in detail here.)
JULY SAVINGS RATE
After all the bills are settled (and after all unplanned spending), I saved 50% of my take home pay in July. My spreadsheet says I saved this much because I hardly spent any money on food (both groceries and eating out) and shopping. This result seems good on paper, but the story behind it it isn’t that great.